Private Dwelling Houses

We cover:

• Your building including outhouses, gates, public supply connections
• Contents
• Your liability to third parties
• Accidental injuries occurring with in the premises to the insured and spouse

We protect your building and contents by covering you against the following perils.

• Fire, lightning
• Explosion
• Cyclone, storm and tempest
• Flood
• Earthquake, Volcanic Eruption
• Natural perils (Hurricane, Typhoon, Tornado, Windstorm, Tsunami, Tidal wave)
• Impact
• Burglary
• BOT (Bursting or overflowing of water tanks, apparatus and pipes)
• Aircraft damage
• Accidental leakage of oils/water
• Electrical Extra
• Malicious damage (will only be given if Riot and Strikes is taken)

Additional perils at extra premium.

• Riot & Strike
• Terrorism

Additional Benefits free of charge.

• Alternative Accommodation up to 10% of Sum Insured
• Fire Brigade Charges up to LKR. 5,000/-
• Removal of debris up to LKR. 50,000/-
• Professional Charges up to LKR. 50,000/-
• Servant Property up to LKR 5,000/- per person
• Guest's effects up to LKR. 5,000/- per person
• Replacement of Door locks arising due to Burglary up to LKR. 10,000/-