Motor

• Attractive rates.
• Embedded Personal accident cover up to LKR 50,000., for 5 passengers including the driver. This limit can be extended up to LKR 250,000, in Rs. 50,000 slabs at extra premium.
• Free Towing charges up to LKR 5,000.00
• No Hire Purchase loading
• No extra cost for Air Bag replacement cover.
• No additional charges for Natural Perils cover if the Flood cover is obtained.
• 24hr Claims assessment services. (02 hotlines dedicated 24hrs)
• No Police report required unless there is a Third Party involvement.
• In the event of a claim, deduction for rubber items starts from 10%.
• Theft of parts automatically included for private cars. For private vans this can be included by paying 30% of additional premium from Basic Premium.
• Third party property damage limit of LKR 10,000,000 for private cars.
• Third party property damage limit for vans registered under commercial category can be increased upto LKR 500,000 from the mandatory LKR 15,000, at an additional premium.
• Third party bodily Injury Unlimited for vehicles.
• A special No Claim Bonus Structure as follows.

• The preceding year
  Nil
• Preceding 2 consecutive years
  15%
• Preceding 3 consecutive years
  25%
• Preceding 4 consecutive years
  35%
• Preceding 5 consecutive years
  45%
• Preceding 6 consecutive years
  55%
• Preceding 7 consecutive years
  60%
• Preceding 8 consecutive years
  65%
• Preceding 9 consecutive years
  70%
• Preceding 10 consecutive years
  75%